Cigna Pediatric Dentist – Worcester, MA
Learn More About the Benefits of Cigna
If you have dental insurance, you’ve made a wise investment in your child’s smile, both in the short and long run. However, by choosing a dentist who is in-network with your plan, you can make things even easier on your wallet. Here at Kids’ Smiles on Lincoln, we’re proud to be in-network with Cigna. This provider works with a large number of dentists across the US, meaning that you’ve chosen an office for your family that truly emphasizes high-quality care with both affordability and accessibility in mind. You can best take advantage of your dental benefits when you schedule regular preventive dentistry appointments for your child at our Worcester office.
Cigna Coverage Availability & Fees
Cigna offers several different PPO dental insurance plans, so you will need to check the details of your unique plan to find out how it may apply in any given situation. Here is an overview of how a good portion of these policies work:
- Preventive services are normally 100% covered. This normally includes checkups, cleanings, and routine X-rays.
- Minor restorative care is often partially covered, up to 80%. Things like fillings and simple extractions fall into this category.
- Major services are normally covered up to 50%. This includes services like crowns, pulpotomies, and surgical extractions, among others.
You should also keep in mind that your plan likely has an annual maximum, which is an annual limit on how much Cigna will pay for approved treatments. Because we are in-network with Cigna, we have a contract with them that controls prices. Therefore, you can get as much value as possible out of your annual maximum! In some cases, we are even able to schedule major procedures between calendar years. This could allow you to utilize two annual maximums instead of just one, letting you truly take advantage of your plan while ensuring your child gets the care they need.
Meet Our Team
Our team knows that navigating your family’s dental insurance plan can sometimes raise questions or cause uncertainty, but you don’t need to worry. Our expert staff is well-versed in all things insurance-related, and we’re more than happy to review your policy with you to ensure that you understand everything that’s covered, as well as any other specifics concerning your child’s care. To learn more about how our team can help your child achieve a healthier smile at an affordable rate that you can feel confident about, please don’t hesitate to give us a call; we look forward to working with you!